Hawala trade

In today's world illegal activities have become quiet common and has found its roots from traditional methods of illegal trade. Starting from illegal gold and other costly items smuggling in 1970s to drugs smuggling in early1990s continuing till now to illegal money and fund transfer all have been a major sources of income of many. These are things that have not only become the mainstay of many but have become the money source of different terrorist and insurgent organisations in the middle.Illegal money transfer through hawala has today become a major source of terrorist fundings who have claimed lives of many innocent.
           The history of hawala dates back to ages.It has its origins in Islamic law and is also mentioned in many Islamic texts.Basically this system acts as a bridge between money suppliers known as hawaladars and the customers for money transaction from one place to other. In short we can say that this is parallel to a banking system to some extent.In fact this system functions totally like a bank in some countries which are backward and have no banking facilities like Afghanistan.It is also helpful for people who want money transaction to remote areas. So it is therefore a legal system in many countries including USA but it was made illegal after the Sep. 11 attacks. So in broad sense it is certainly a type of banking system which is accepted but using this
many illegal activities are also undertaken.
                          The major and the most critical of all is the money supply to different terrorist organisations.
And in India its root starts from the Mumbai underworld. The Mumbai underworld is one of the most active
mafia groups in the world which have claimed lives of many innocent people not only in Mumbai but also outside the city. Basically they charge high profile personalities with a huge amount of ransom or they say it 'protection money' for the protection of their lives otherwise threaten them to kill and use this money for funding the terrorists. The ones who are not willing to pay the ransom are either threatened or killed. The underworld has a very wide chain of people troughout the world basically in the Gulf countries and countries in Africa by which they carry on their so called ' Dhanda'. Not only that the crores of money involved in scams like match fixing is also a major source of terrorist funding and all this is done through hawala. In countries where hawala is legal their govt. itself funds the hawladars with sufficient money. There have been scams like the hawala scam for an instance in India in which some high profile politicians were involved only to satisfy their vested goals. Also the huge amount of money collected from international smuggling especially drugs is also the source of terrorist funding through hawala itself. And the most recent method of fund collection are the cyber crimes such as hacking into security and other sites of a nation which also involve lots of money are also linked to this trade. So hawala now has become the easiest way of money funding for illegal activities.
                                                     Hawala is a preferred system not only because it can be used for money transaction in remote areas but also becuase of low commission charged as compared to banks. Not only that this an informal value transfer which has links with the foreign exchange rates of many countries. It involves money transaction from one country to other seeing the market value of their respective currencies with respect to basically US dollars through max. trading in the world is done. This certainly needs a lot of skill
and concrete evidence of market position. Basically this is done by the hawaladars in one city  who transfer money to the recipient in another or same city.
                                 So it is certainly a fact that whatever man has created is certainly for benefit of each other but there are certain anti social in fact anti human elements who are always responsible for demolition
of  humanity and therefore mankind. It can all change if we being humans can want it to change.